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Banking & Finance

Banking, finance, insurance and AML.

520 laws

  1. 1.4 Assessment and Classification of Individual Loans3 articles
  2. 12. Overview of Risk Management, Key Prudential Metrics and RWA6 articles
  3. 13. Comparison of Modelled and Standardised RWA4 articles
  4. 14. Composition of Capital and TLAC18 articles
  5. 16. Links Between Financial Statements and Regulatory Exposures5 articles
  6. 18. Remuneration3 articles
  7. 18. Securitization: General Provisions35 articles
  8. 19. Credit Risk15 articles
  9. 19. Securitization: Standardized Approach2 articles
  10. 1Regulation of Reinsurance Activities3 articles
  11. 1Risk Management Regulation14 articles
  12. 20. Counterparty Credit Risk6 articles
  13. 20. Securitization: External- Ratings-Based Approach (SEC- ERBA)2 articles
  14. 21. Securitisation4 articles
  15. 22. Market Risk5 articles
  16. 24. Equity Investments in Funds3 articles
  17. 24. Operational Risk4 articles
  18. 25. Interest Rate Risk in the Banking Book1 article
  19. 26. Macroprudential Supervisory Measures3 articles
  20. 28. Liquidity7 articles
  21. 29. Worked Examples3 articles
  22. 3. Bank Calculation Methodology2 articles
  23. 4- Trading Book Policy Statement (TPS) and Definition of a Trading Desk2 articles
  24. 5. Minimum Risk-Based Capital Requirements2 articles
  25. 9. Standardized Approach: Credit Risk Mitigation1 article
  26. A. Due Diligence Measures3 articles
  27. Account Opening Rules95 articles
  28. Anti-Money Laundering Law51 articles
  29. Article 1: Definitions1 article
  30. Article 1: Introduction1 article
  31. Article 1 Purpose1 article
  32. Article 11 article
  33. Article 10: Cancellation of Approval and Non-Commencement of Money Changing Business1 article
  34. Article 10: Establishment1 article
  35. Article 10: Initial Approval or Rejection1 article
  36. Article 10: License Term1 article
  37. Article 10: Managing Default Cases1 article
  38. Article 10: Renewal of Agent Banking Contract1 article
  39. Article 10: Responsibilities of the Shariah Committee1 article
  40. Article 10: Right of Termination or Withdrawal1 article
  41. Article 10: Specific Requirements for Credit Cards Products1 article
  42. Article 101 article
  43. Article 1001 article
  44. Article 1011 article
  45. Article 1021 article
  46. Article 1031 article
  47. Article 1041 article
  48. Article 1051 article
  49. Article 1061 article
  50. Article 1071 article
  51. Article 1081 article
  52. Article 1091 article
  53. Article 11: Early payments1 article
  54. Article 11: License1 article
  55. Article 11: Managing Cases of Total Disability or Death1 article
  56. Article 11: Permissible Activities1 article
  57. Article 11: Responsibilities and Duties of the Chairperson1 article
  58. Article 11: Revocation of License1 article
  59. Article 11: Termination of Agent Banking Contract1 article
  60. Article 111 article
  61. Article 1101 article
  62. Article 1111 article
  63. Article 1121 article
  64. Article 1131 article
  65. Article 1141 article
  66. Article 1151 article
  67. Article 1161 article
  68. Article 1171 article
  69. Article 1181 article
  70. Article 1191 article
  71. Article 12: Balance Transfer1 article
  72. Article 12: License Fees1 article
  73. Article 12: License1 article
  74. Article 12: Prohibited Activities1 article
  75. Article 12: Record Retention1 article
  76. Article 12: Responsibilities and Duties of the Shariah Committee Members1 article
  77. Article 12: Scope of License1 article
  78. Article 121 article
  79. Article 1201 article
  80. Article 1211 article
  81. Article 1221 article
  82. Article 1231 article
  83. Article 1241 article
  84. Article 1251 article
  85. Article 1261 article
  86. Article 1271 article
  87. Article 1281 article
  88. Article 1291 article
  89. Article 13: Assignment of Rights1 article
  90. Article 13: Cessation of Money Changing Business1 article
  91. Article 13: Fit & Proper Assessment1 article
  92. Article 13: Independence1 article
  93. Article 13: Internal Policies and Procedures1 article
  94. Article 13: License Term1 article
  95. Article 13: Validity of License1 article
  96. Article 131 article
  97. Article 1301 article
  98. Article 1311 article
  99. Article 1321 article
  100. Article 14: Agent Due Diligence1 article
  101. Article 14: Amendment of License1 article
  102. Article 14: Confidentiality of Information1 article
  103. Article 14: Maximum Credit Limit and Maximum Term to Maturity1 article
  104. Article 14: Obligations and Responsibilities of the Money Changer1 article
  105. Article 14: Requirements for Information Security and Combating Financial Crimes1 article
  106. Article 14: Revocation of License1 article
  107. Article 141 article
  108. Article 15: Customer Due Diligence1 article
  109. Article 15 General Provisions2 articles
  110. Article 15: General Requirements and Obligations of Creditors and Borrowers2 articles
  111. Article 15: License Fees1 article
  112. Article 15: Maintaining Professional Ethics, Judgment, and Consistency to Ensure Compliance with Shariah Principles and Rules1 article
  113. Article 15: Outsourcing1 article
  114. Article 15: Revocation of License1 article
  115. Article 151 article
  116. Article 16: Auditor1 article
  117. Article 16 Coverage Exclusions1 article
  118. Article 16: Insurance1 article
  119. Article 16: Internal Control1 article
  120. Article 16: Internal Policies and Procedures1 article
  121. Article 16: License Expiry1 article
  122. Article 16: Non Performance of Financing Contract and Guarantee Agreements1 article
  123. Article 16: Obligations and Responsibilities of the Bank1 article
  124. Article 161 article
  125. Article 17: Advertising Consumer Financing Products1 article
  126. Article 17: Cash Services1 article
  127. Article 17: Consumer Protection and Data Confidentiality1 article
  128. Article 17: Effects of License Revocation or Expiry1 article
  129. Article 17: Islamic Window Operations21 article
  130. Article 17: Relations with Financial Institutions1 article
  131. Article 17: Requirements for Information Security and Combating Financial Crimes1 article
  132. Article 171 article
  133. Article 18: Currency Import and Export1 article
  134. Article 18: General disclosure1 article
  135. Article 18: Internal Policies and Procedures1 article
  136. Article 18: Outsourcing1 article
  137. Article 18: Saudization of Human Resources1 article
  138. Article 18: The Development Process of Shariah-Compliant Products1 article
  139. Article 18: Training of Banking Agents’ Employees1 article
  140. Article 181 article
  141. Article 19: Manner of Disclosure1 article
  142. Article 19: Permissible Activities1 article
  143. Article 19: Products and Electronic Services1 article
  144. Article 19: Requirements for Information Security and Financial Crimes1 article
  145. Article 19: Risk Management1 article
  146. Article 191 article
  147. Article 2: Application of the Regulations1 article
  148. Article 2 Definitions1 article
  149. Article 2: General Provisions1 article
  150. Article 2: Objectives of the Shariah Governance Framework1 article
  151. Article 2: Objectives1 article
  152. Article 2: Purpose and Scope1 article
  153. Article 2: Purpose1 article
  154. Article 2: Scope of Application1 article
  155. Article 2: Scope of Implementation1 article
  156. Article 21 article
  157. Article 20: Activity Limits1 article
  158. Article 20: Auditor1 article
  159. Article 20: Governance1 article
  160. Article 20: Prohibited Activities1 article
  161. Article 20: Saudization of Human Resources1 article
  162. Article 20: Timing of Initial Disclosure1 article
  163. Article 201 article
  164. Article 21: Code of Conduct1 article
  165. Article 21: Consumer Due Diligence (CDD)1 article
  166. Article 21: Human Resources1 article
  167. Article 21: Initial Disclosure – Content1 article
  168. Article 21: Relocation, Transfer and Closure of Agent Premises1 article
  169. Article 21: Saudization of Human Resources1 article
  170. Article 211 article
  171. Article 22: Consumer Protection and Data Confidentiality1 article
  172. Article 22: Credit Limits1 article
  173. Article 22: Participants and Institutional Beneficiaries’ Protection and Data Confidentiality1 article
  174. Article 22: Rules for dealing with Borrowers1 article
  175. Article 22: Settlement of Transactions1 article
  176. Article 22: Training of Money Changer’s Staff1 article
  177. Article 221 article
  178. Article 23: Advertisement Requirements1 article
  179. Article 23: Head Office and Ownership Structure1 article
  180. Article 23: Information Technology (IT) and Operational Requirements1 article
  181. Article 23: Participant Due Diligence1 article
  182. Article 23: Rules for Dispute Resolution1 article
  183. Article 23: The bank’s Supervision1 article
  184. Article 231 article
  185. Article 24: Assessment of the Creditworthiness and Due Diligence of the Institutional Beneficiary1 article
  186. Article 24: Compliance1 article
  187. Article 24: Conflict of Interest1 article
  188. Article 24: Consumer Protection Requirements1 article
  189. Article 24: Information Technology (IT) and Operational Requirements1 article
  190. Article 241 article
  191. Article 25: Customer Protection Requirements1 article
  192. Article 25: Disclosure1 article
  193. Article 25: Key Inspection and Supervision Procedures1 article
  194. Article 25: Regulatory and Technical Instructions1 article
  195. Article 25: Service Agreements Between Parties1 article
  196. Article 251 article
  197. Article 26: Credit Limits1 article
  198. Article 26: Exemption1 article
  199. Article 26: Finance (Terms and Conditions) Contract Requirements1 article
  200. Article 26: Key Inspection and Supervision Procedures1 article
  201. Article 26: Off-site Inspection1 article
  202. Article 261 article
  203. Article 27: Fund-Raising and Payment Provisions1 article
  204. Article 27: On-Site Inspection1 article
  205. Article 271 article
  206. Article 28: Disclosure1 article
  207. Article 28: External Auditor1 article
  208. Article 28: Random Inspection1 article
  209. Article 28: SAMA Supervision1 article
  210. Article 281 article
  211. Article 29: Agent Registry1 article
  212. Article 29: Compliance1 article
  213. Article 29: Conflict of Interests1 article
  214. Article 29: Periodical Statements1 article
  215. Article 291 article
  216. Article 3: Definitions1 article
  217. Article 3: General Provisions1 article
  218. Article 3: Meaning of Consumer Financing and Amount of Financing1 article
  219. Article 3: Purpose1 article
  220. Article 3: Responsibility1 article
  221. Article 3: Scope of Application1 article
  222. Article 31 article
  223. Article 30: Annual Reporting1 article
  224. Article 30: SAMA Supervision1 article
  225. Article 301 article
  226. Article 31: Compliance1 article
  227. Article 31: Enforcement1 article
  228. Article 31: Preparing Reports1 article
  229. Article 31: Timely and Accurate Reporting1 article
  230. Article 311 article
  231. Article 32: Anti-Money Laundering and Counter-Terrorist Financing1 article
  232. Article 32: Measures and Penalties1 article
  233. Article 32: Non-Compliance1 article
  234. Article 321 article
  235. Article 33: Enforcement1 article
  236. Article 33: Penalties and Corrective Actions1 article
  237. Article 331 article
  238. Article 34: Revocation of License1 article
  239. Article 341 article
  240. Article 35: Publishing and Coming Into Force1 article
  241. Article 351 article
  242. Article 361 article
  243. Article 371 article
  244. Article 381 article
  245. Article 391 article
  246. Article 4: Application Requirements1 article
  247. Article 4: Communication Regulations with Consumers1 article
  248. Article 4: Composition of the Shariah Governance Framework1 article
  249. Article 4: Financing Contracts and Guarantee Agreements1 article
  250. Article 4: General Provisions1 article
  251. Article 4: License Requests1 article
  252. Article 4: Prohibited Activities1 article
  253. Article 4: SAMA APR Calculator1 article
  254. Article 41 article
  255. Article 401 article
  256. Article 411 article
  257. Article 421 article
  258. Article 431 article
  259. Article 441 article
  260. Article 451 article
  261. Article 461 article
  262. Article 471 article
  263. Article 481 article
  264. Article 491 article
  265. Article 5: Application to Contract with an Agent for Agent Banking1 article
  266. Article 5: Capital1 article
  267. Article 5: Communication Mechanism with Consumers1 article
  268. Article 5: Implementation and Update of the APR Calculator1 article
  269. Article 5: License Application1 article
  270. Article 5: License Requests1 article
  271. Article 5: Necessary content of Financing Contracts or Guarantee Agreements1 article
  272. Article 5: Responsibilities of the Board of Directors1 article
  273. Article 5: Responsibility1 article
  274. Article 51 article
  275. Article 501 article
  276. Article 511 article
  277. Article 521 article
  278. Article 531 article
  279. Article 541 article
  280. Article 551 article
  281. Article 561 article
  282. Article 571 article
  283. Article 581 article
  284. Article 591 article
  285. Article 6: Amendment of the Financing Contract1 article
  286. Article 6: APR Calculation Method1 article
  287. Article 6: Capital1 article
  288. Article 6: Handling Objections1 article
  289. Article 6: Licensing Requirements1 article
  290. Article 6: Management Requirements1 article
  291. Article 6: Not Commencing Agent Banking Activity1 article
  292. Article 6: Paid-Up Capital1 article
  293. Article 6: Responsibilities of the Executive Management1 article
  294. Article 61 article
  295. Article 601 article
  296. Article 611 article
  297. Article 621 article
  298. Article 631 article
  299. Article 641 article
  300. Article 651 article
  301. Article 661 article
  302. Article 671 article
  303. Article 681 article
  304. Article 691 article
  305. Article 7: Capital1 article
  306. Article 7: Copy of Financing Contract and Guarantee Agreement for Borrower and Guarantor as applicable1 article
  307. Article 7: Cost of Finance1 article
  308. Article 7: Formation of the Shariah Committee 11 article
  309. Article 7: Key Requirements1 article
  310. Article 7: Licensing Procedures1 article
  311. Article 7: Management Requirements1 article
  312. Article 7: Mechanism for Setting Deduction Dates from Consumers' Accounts1 article
  313. Article 7: Senior Management Requirements1 article
  314. Article 71 article
  315. Article 701 article
  316. Article 711 article
  317. Article 721 article
  318. Article 731 article
  319. Article 741 article
  320. Article 751 article
  321. Article 761 article
  322. Article 771 article
  323. Article 781 article
  324. Article 791 article
  325. Article 8: Annual Percentage Rate (APR)1 article
  326. Article 8: Contract1 article
  327. Article 8: Costs Excluded from APR Calculations1 article
  328. Article 8: Initial Approval1 article
  329. Article 8: Installment Deduction Regulations from Consumers' Accounts1 article
  330. Article 8: License Term1 article
  331. Article 8: Membership of the Shariah Committee1 article
  332. Article 8: Providing SAMA with the Information Required1 article
  333. Article 81 article
  334. Article 801 article
  335. Article 811 article
  336. Article 821 article
  337. Article 831 article
  338. Article 841 article
  339. Article 851 article
  340. Article 861 article
  341. Article 871 article
  342. Article 881 article
  343. Article 891 article
  344. Article 9: Agent Eligibility1 article
  345. Article 9: Application Completeness1 article
  346. Article 9: Fees and Charges1 article
  347. Article 9: General Requirements1 article
  348. Article 9: License Fees1 article
  349. Article 9: License1 article
  350. Article 9: Managing Potential Default Cases1 article
  351. Article 9: Provision of Required Information1 article
  352. Article 9: Shariah Committee Meetings1 article
  353. Article 91 article
  354. Article 901 article
  355. Article 911 article
  356. Article 921 article
  357. Article 931 article
  358. Article 941 article
  359. Article 951 article
  360. Article 961 article
  361. Article 971 article
  362. Article 981 article
  363. Article 991 article
  364. Article Eight: Selection of Committee Members and Membership Requirements21 article
  365. Article Eight1 article
  366. Article Eighteen1 article
  367. Article Eleven Agreement Termination Procedures1 article
  368. Article Eleven: Confidentiality of Information1 article
  369. Article Eleven1 article
  370. Article Fifteen1 article
  371. Article Five Bank Obligations1 article
  372. Article Five: Offering and Managing Savings Products1 article
  373. Article Five: Responsibilities of the Board of Directors1 article
  374. Article Five1 article
  375. Article Four: Advertising and Disclosure of Savings Products1 article
  376. Article Four: General Provisions1 article
  377. Article Four1 article
  378. Article Fourteen1 article
  379. Article Nine: Responsibilities of the Committee41 article
  380. Article Nine Rules of professional Conduct:1 article
  381. Article Nine1 article
  382. Article Nineteen1 article
  383. Article One: Definitions1 article
  384. Article One: General Provisions1 article
  385. Article One: Introduction1 article
  386. Article One1 article
  387. Article Seven: Shariah Compliance Supervision Activities1 article
  388. Article Seven1 article
  389. Article Seventeen1 article
  390. Article Six: Offering Savings Products to Non-Residents1 article
  391. Article Six: Responsibilities of Senior Management1 article
  392. Article Six1 article
  393. Article Sixteen1 article
  394. Article Ten Banks Dealing with Clients Requirements1 article
  395. Article Ten: Independence1 article
  396. Article Ten1 article
  397. Article Thirteen Consequences of Non-Compliance1 article
  398. Article Thirteen1 article
  399. Article Thirty-One1 article
  400. Article Thirty-Two1 article
  401. Article Thirty1 article
  402. Article Three: Design and Development of Savings Products1 article
  403. Article Three Objective1 article
  404. Article Three: Obligations of the Head of the Contracts Register and the Registrars1 article
  405. Article Three: Scope1 article
  406. Article Three1 article
  407. Article Twelve Control and Inspection1 article
  408. Article Twelve1 article
  409. Article Twenty-Eight1 article
  410. Article Twenty-Five1 article
  411. Article Twenty-Four1 article
  412. Article Twenty-Nine1 article
  413. Article Twenty-One1 article
  414. Article Twenty-Seven1 article
  415. Article Twenty-Six1 article
  416. Article Twenty-Three1 article
  417. Article Twenty-Two1 article
  418. Article Twenty1 article
  419. Article Two: Powers of the Head of the Contracts Register and the Registrars1 article
  420. Article Two: Purpose and Scope1 article
  421. Article Two Scope of Application1 article
  422. Article Two1 article
  423. B. Politically Exposed Persons (PEPs)1 article
  424. Backtesting Requirements1 article
  425. Bank-Wide Backtesting4 articles
  426. Banking Control Law26 articles
  427. Bankruptcy Law197 articles
  428. Banks Investment Rules3 articles
  429. Banks Remuneration Rules8 articles
  430. Business Continuity Management Framework8 articles
  431. Calculation of Capital Requirements and Risk-Weighted Assets1 article
  432. Calculation of Default Risk Capital Requirement3 articles
  433. Calculation of Expected Shortfall3 articles
  434. Chapter Five: Handling and Escalation of Alerts1 article
  435. Chapter Three: Screening Procedures and Controls2 articles
  436. Charging Policy for Cross Currency Payments Using "AFAQ" Service2 articles
  437. Collateralized Transactions6 articles
  438. Commodities Risk2 articles
  439. Completion Instructions on Capital to Risk Weighted Assets Return2 articles
  440. Counter-Fraud Framework37 articles
  441. Counter-Fraud Fundamental Requirements11 articles
  442. Credit Information Law3 articles
  443. Cyber Resilience Fundamental Requirements (CRFR)8 articles
  444. Default Risk Capital Requirement for Non-Securitisations3 articles
  445. Default Risk Capital Requirement for Securitisations (CTP)2 articles
  446. Definitions and General Terminology3 articles
  447. Equity Risk1 article
  448. Exposures to Banks2 articles
  449. Finalized Guidance Document Concerning the Implementation of Basel III82 articles
  450. Financial Entities Ethical Red-Teaming14 articles
  451. Fit and Proper Form3 articles
  452. Foreign Exchange Risk1 article
  453. General Rules for Savings Products in Banks2 articles
  454. Guidance on Assessing Business Risks Related to Money Laundering, Terrorist Financing, and Proliferation Financing6 articles
  455. Guidelines on Management of Problem Loans60 articles
  456. Guidelines on the Internal Liquidity Adequacy Assessment Plan (ILAAP)11 articles
  457. Implementation Considerations2 articles
  458. Information Technology Governance Framework27 articles
  459. Initial Public Offering (IPO) Rules for Receiving and Lending Banks3 articles
  460. Instructions for Banking Obligations and Transactions in Accordance with the Bankruptcy Law and Its Implementing Regulations2 articles
  461. Instructions for Practicing Aggregation Activity3 articles
  462. Insurance Market Code of conduct Regulations1 article
  463. Interest Rate Risk10 articles
  464. Interest Rates on Assets and Liabilities Reporting Guidelines4 articles
  465. Law of Small and Medium Enterprises Bank30 articles
  466. Leverage Ratio Framework18 articles
  467. Liquidity Coverage Ratio (LCR)88 articles
  468. loan Classification, Provisioning and Credit Review10 articles
  469. Minimum Capital Requirements for Counterparty Credit Risk (CCR) and Credit Valuation Adjustment (CVA)75 articles
  470. Minimum Capital Requirements for Credit Risk167 articles
  471. Minimum Capital Requirements for Market Risk113 articles
  472. Minimum Capital Requirements for Operational Risk9 articles
  473. Model Eligibility of Risk Factors5 articles
  474. New Banking Products and Services Regulation10 articles
  475. Operating Rules for Cross Currency Payments using AFAQ Service12 articles
  476. Operational Requirements for the Recognition of Risk Transference2 articles
  477. Output Floor Requirements2 articles
  478. PLA Test Requirements3 articles
  479. Process to Calculate the Capital Requirement Under the Sensitivities-Based Method2 articles
  480. Qualitative Standards1 article
  481. Real Estate Exposure Class6 articles
  482. Recognition of External Ratings by SAMA2 articles
  483. Regulation on Branch Network4 articles
  484. Regulatory Rules for Prepaid Payment Services in the Kingdom of Saudi Arabia23 articles
  485. Requirements for Appointments to Senior Positions13 articles
  486. Risk Management Framework for Shari’ah Compliant Banking6 articles
  487. Risk-Weighted Assets for Default Risk1 article
  488. Rules and Procedures1 article
  489. Rules for Engaging in Debt-Based Crowdfunding10 articles
  490. Rules for the Implementation of Targeted Financial Sanctions10 articles
  491. Rules Governing Bancassurance Activities5 articles
  492. Rules Governing Credit Risk Exposure Classification and Provisioning15 articles
  493. Rules of Issuance and Operation of Credit Cards12 articles
  494. Rules of Saudi Arabian Riyal Interbank Express Indirect Participation4 articles
  495. Rules on Liquidity Risk Management8 articles
  496. Rules on Management of Problem Loans11 articles
  497. SAMA’s General Guidance Concerning Amended LCR24 articles
  498. SAMA'S Guideline Document on the Internal Capital Adequacy Assessment Plan (ICAAP)15 articles
  499. Saudi Stroke Standards77 articles
  500. Section 1: ML/TF Risk Assessment2 articles
  501. Section 14: Wire Transfer2 articles
  502. Section 3: Rating System Design4 articles
  503. Section 4: Risk Rating System Operations2 articles
  504. Section 7: Monitoring of Transactions and Activities2 articles
  505. Section 7: Risk Quantification12 articles
  506. Section 8: Reporting of Suspicious Transactions1 article
  507. Section 9: Supervisory LGD and EAD Estimates4 articles
  508. Sensitivities-Based Method: Definition of Delta Risk Buckets, Risk Weights and Correlations9 articles
  509. Sensitivities-Based Method: Risk Factor and Sensitivity Definitions12 articles
  510. Simplified Due Diligence Guideline7 articles
  511. Social Insurance Law63 articles
  512. Specification of Market Risk Factors1 article
  513. Standardized Approach (SEC-SA)1 article
  514. Standards for Assigning Instruments to the Regulatory Books2 articles
  515. Subordinated Debt, Equity and Other Capital Instruments1 article
  516. The Management of Operational Risk Through Appropriate Insurance Schemes27 articles
  517. The Standard Insurance Policy of the compulsory health insurance for domestic workers and their equivalent who are more12 articles
  518. Treatment of Credit Risk Mitigation for Securitization Exposures1 article
  519. Treatment of Internal Risk Transfers2 articles
  520. Treatment of Options4 articles