Article 35

A Licensee must comply with the Implementing Regulation, rules, decisions and circulars on data and technology governance requirements in relation to information technology systems issued by SAMA, in addition to any other applicable laws, regulations or relevant decisions issued by competent authorities in the Kingdom and a Licensee must adhere to the relevant approved technical standards of the Payment System of which they are Members or that would otherwise apply to them, and any other technical standards relevant for the execution of Payment Transactions (including the Payment Card Industry – Data Security Standards as may be applicable and amended).