Article 72

(1) A Payment Service Provider must not execute a Payment Transaction unless it has received a Payment Services Order. (2) If received within the business hours specified by the Payment Service Provider, a Payment Services Order is considered received on that business day. If a Payment Services Order is not received within such business hours, it is considered received at the beginning of the next business day. (3) The execution of the Payment Services Order may be scheduled to be executed at a future date or time agreed between the Payer and the Payment Service Provider (or on the date on which the Payer has put Funds at the disposal of the Payment Service Provider).